Deb Tebbs Group

Cascade Sotheby's International Realty

Make 2016 The Year You Buy A Bend Oregon Home

Bend Oregon Home

 

 

 

 

 

 

 

 

 

2015 was a great year to buy or sell a home in Bend and 2016 is going to be an even better year to buy a Bend Oregon Home because we will have more inventory for sale in Bend, Redmond, Sunriver and mortage interest rates are still low when compared to historical data.

If you’re planning on buying a home in 2016 here’s what you need to do to get ready to buy a home.

#1 – Get Your Finances In Order

This step includes purchasing your 3-in-1 credit report, saving copies of your bank statements, income tax returns and other financial data and making sure that you have proper documentation of income since lenders will want to know exactly where your income is coming from especially if you’ve received gifts to use for your down payment.

#2 – Hire A Great Realtor

Even though the Internet is full of online resources like Zillow and Trulia that you can use to find a home in 2016 the reality is that the data you will find on many of these websites is either inaccurate or outdated.

When you hire a Realtor® to find Bend Oregon Homes for Sale you will benefit from having an agent who works in the field on a daily basis and they will many times know of properties before they come to market and are listed online.

Working with a Realtor® will give you the competitive advantage over another buyer who is relying on online data for buying the right home.

#3 – Search For A Bend Oregon Home

Before searching for a Bend Oregon home make sure that you know what you’re searching for in a home including bedrooms, bathrooms, square feet, neighborhood and amenities because detailed information will help your agent to find the exact home that matches your home search criteria.

To get started with searching for homes in Bend Oregon contact the Deb Tebbs Group today by CLICKING HERE or calling us at (541) 323-4823.

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Do you still need a Realtor® to find Bend Oregon homes for sale?

Bend Oregon homes

One of the biggest questions on the minds of many people is will we still need a Realtor® in 2016 to find Bend Oregon homes for sale? And the answer to this question is yes.

In this post I will provide you with three reasons why you will still need a Realtor® in 2016 to find Bend Oregon Homes for Sale and how a qualified Real Estate agent will help you with all of your Real Estate needs.

#1 – Real Estate Agents Have Real Local Experience

Even though the Internet is full of online resources like Zillow and Trulia that you can use to find a home in 2016 the reality is that the data you will find on many of these websites is either inaccurate or outdated.

When you hire a Realtor® to find Bend Oregon Homes for Sale you will benefit from having an agent who works in the field on a daily basis and they will many times know of properties before they come to market and are listed online.

Working with a Realtor® will give you the competitive advantage over another buyer who is relying on online data for buying the right home.

#2 – Only A Real Estate Agent Will Know The Finer Details Of A Home

Although a Real Estate website may provide you with the aesthetic details about Bend Oregon Homes For Sale the reality is that an online search can only go so far because a computer can’t tell you if a home was built with potentially hazardous materials or has details that you will want to change when you move in to improve the safety and security of your home.

#3 – An Experienced Agent Will Advise You On Offering The Right Price For A Home

Last of all, but most important, an experienced Real Estate Agent will advise you on the right price to submit on Bend Oregon For Sale rather than just relying on online data which can be off by as much as 40 percent or up to 12 months old.

Search for Bend Oregon Homes 

Save time and money when searching for Bend Oregon Homes for Sale by working with an experienced Real Estate Agent.

To get started with searching for a Bend Oregon home for sale contact the Deb Tebbs group today by clicking here to connect with us online or calling us at (541) 323-4823.

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Is December A Great Time To Buy A Bend Oregon Home? The Answer Is Yes

Bend Oregon Craftsman Home

By Deb Tebbs Group

December is typically a busy month thanks to holidays like Christmas and New Year’s but is it still a great time to buy a Bend Oregon Home? The answer to this question is yes.

In this post we will answer why December is a great time to buy a home in Bend and how you can prepare to find your dream home this month.

 Why Homeowners Are Eager To Sell

 One of the biggest reasons why December is a great time of year to buy a Bend Oregon home for sale is because there are fewer buyers who are searching for homes compared to other months of the year because most buyers will pause their home buying activities temporarily until after the holidays have ended.

 This means that for buyers who are searching for homes in Bend right now they can find owners who are eager to sell since they may have seen a decline in interest from buyers since Thanksgiving.

 Winter Is a Great Time to Fully Test a Home

 Another benefit of buying a Bend home during December is that you can really see what a home has to offer in terms of the HVAC, heater, roof, windows and doors since winter weather will take a toll on any home and really show buyers and sellers what the home needs before the Real Estate transaction can be approved.

 Although December is a busy time of year don’t hesitate to have a home fully inspected before purchasing it because the home inspection is one of the most critical parts of buying a Bend Oregon home and this can literally save you tens of thousands of dollars.

 More Reasons To Buy A Bend Oregon Home During The Winter

Less Market Activity – Lots of family, school, and work activities, combined with the weather in many locations, lead to fewer real estate transactions over the holidays. Since fewer people overall are looking to buy houses, you will have less competition for your preferred house – and this gives you leverage.

 Holiday home sellers often have to adjust their price downward or make other concessions if they want to sell. Keep this in mind as you search for homes. Bargains may be available, and listed prices may be more open to negotiation.

 Motivated Sellers – People who are selling their homes over the holidays often have great incentive to sell, such as an upcoming job relocation. If a house has already been on the market for some time, that incentive is multiplied.

 You may be able to use this urgency to your advantage (assuming you are not in a similarly urgent need to buy). Negotiate fairly but firmly with sellers and you should be able to extract a lower price and/or other concessions like paying part of the closing costs.

 Potential Tax Advantages – If you itemize your taxes, you can deduct any points you paid upon closing, as well as property taxes and mortgage interest. Whether it is to your advantage to buy before or after year’s end depends on factors such as how many other deductions you have this year and expect to have next year.

 It is best to consult with a tax professional before purchase. Even though you do not want to make a decision on a home purchase strictly for tax reasons, it could be to your benefit to close before the end of the year.

 Better Interest Rates – Within the general trend of interest rates, there is often a cyclical trend of lower interest rates during the holidays – not from the generosity of lenders but due to limited demand forcing greater competition among lenders.

 There are plenty of factors that can obscure or swamp this cycle, but in general, you should see preferable interest rates around the holidays compared to the times immediately before or after.

 Faster Closings – Generally, all parties involved have incentive to complete transactions toward the end of the year. Lenders want to close their books, real estate agents want to receive their commissions before the year closes, sellers want to move on to their new home and settle in for the holidays – and just like the sellers, you want to settle in as well.

 Since all parties are motivated and there are fewer transactions taking place during this time, it should be easier to put everything in place for a smooth and rapid closing.

These factors do not always apply. For example, if you are trying to buy a home in a winter ski resort area or similar high-demand winter destination, these dynamics may be reversed – except for the tax implications. However, for the majority of Americans, the holidays represent an opportunity to buy a home under mostly favorable economic conditions.

 The weather may still be frightful, but your opportunities to buy a home around the holidays may be just as delightful. Enjoy the holiday season as you explore your options. Don’t forget to give Santa your forwarding address!

 Source – moneytips.com

Contact the Deb Tebbs Group

To get started with searching for a Bend Oregon home for sale contact the Deb Tebbs group today by clicking here to connect with us online or calling us at (541) 323-4823.

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